Stay in your home.

Subscribe for the Care@Home Guarantee™. Get unlimited platinum-level home care services and a monthly income for life.

You have invested a lifetime in your home. Let you home guarantee your comfort, independence, and financial security in retirement.

In-Home Care for life

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Care@Home Services
Care@Home Income

The Care@Home Guarantee™ makes it possible for you to stay in your home by providing you with unlimited platinum-level personal care and a monthly income for as long as you live.

Get Qualified

The Guarantee comes in two parts:

  • Care@Home Services™ is a pre-paid, non-cancellable, unlimited Platinum-Level Home Care Insurance Policy issued by our Federally licensed and regulated Insurance Partner.
  • Care@Home Income™ is a pre-paid, non-cancellable lifetime income annuity issued by our Federally licensed and regulated Insurance Partner that will provide you with monthly income for as long as you live.

We use the equity that you have built up in your Home to provide you with our Care@Home Guarantee™.

It remains your Home for Life … as long as you are alive … it’s your Home.

No mortgage. No interest charges. No hidden fees. No caps or limits.

Solving the Big Question

None of us want to give up our Home

Our Home gives us independence, comfort and dignity

But Home Care is so expensive. We don’t want to sell our Home … but How can we pay for Home Care when we get older and still stay at Home?

The answer is the Care@Home Guarantee™

We use the equity in your Home to pay for your Care@Home Services™ and Care@Home Income™ policies. Everything is pre-paid and non-cancellable.

Title to your Home is held by a licenced Escrow Agent to protect the bargain. As long as you are alive, it is your home to live in and enjoy, just as you always have!

If our Insurance Partner does not provide you with Home Care and monthly income … you get title to your Home back. It’s a fully protected “Guarantee” and not just a Promise.

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Qualify for the Care@Home Guarantee

To qualify for the Care@Home Guarantee™ most subscribers need at least $2 million in home equity to qualify. The greater your equity, the larger your monthly annuity payment.

A typical subscriber with $2,800,000 in equity should expect their Care@Home Income™ annuity to pay them $3,500 per month for life to supplement their social security benefits and other income sources.

Get Qualified

Stories of Comfort and Confidence

Testimonials

Hear how families found peace of mind, financial stability, and compassionate care — all without leaving the homes they love.

  • Knowing Mom’s care is completely covered for life, no matter what happens, has brought our family peace we haven't had in years. And she never has to leave the house she loves.
  • I am ‘house-rich but cash-poor,’ and this solution gave me a guaranteed monthly income plus the assurance of quality care right here. It was really simple.
  • We didn’t know how we’d afford long-term care without selling our home. This program gave us security, dignity, and the ability to stay together as a family.
  • After Dad’s health started declining, I was overwhelmed trying to balance everything. Having his care fully managed at home gave us both relief and stability. It truly changed our lives.
  • Trusted by

    100+ satisfied customers.

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    Frequently Asked Questions

    FAQs

    A: Yes. The Care@Home Guarantee™ is ideal if you want to stay in your home for life, maintain independence, and receive lifetime income without taking on debt or a reverse mortgage. It’s designed for homeowners who value stability and long-term security.

    A: Unlike a reverse mortgage, the Care@Home Guarantee™ is not a loan. You don’t accumulate debt or interest over time. Instead, you receive lifetime income and guaranteed home care services in exchange for transferring your home ownership through a structured agreement, similar to a viager model.

    A: An independent, licensed escrow agent oversees the entire process, ensuring all financial and legal terms are met. This provides full transparency and protects both your income stream and property rights until the agreement is completed.

    A: The Care@Home Guarantee™ covers both you and your spouse. If one passes away, the surviving spouse continues to receive the same lifetime income and home care benefits, ensuring ongoing financial stability.

    A: Your children gain peace of mind knowing you are safe, supported, and receiving the care you need at home. They are relieved of the financial and caregiving burden that often falls on families. Most importantly, they can focus on enjoying their relationship with you, rather than worrying about your future care.

    Qualification Process

    Unlock Lifetime Care

    No commitment. No fees. Complete our pre-qualification form and we will do the rest.

    In order to estimate your monthly payment, we will also need to estimate the value of your home. Our proven process makes this as easy as counting to 1, 2, and 3!

    1. Complete Our Quick Form

    It takes just a few minutes.

    2. Review Your Options

    We’ll craft your unique Care-for-Life solution.

    3. Enjoy Lifelong Security

    Relax knowing your care is fully funded — forever.

    Apply Now – No Cost, No Commitment, No Risk

    Care@Home Guarantee

    Turn your home’s value into a lifetime of care and confidence — simple, secure, and stress-free.

    Learn More
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    Happy Kids

    Enjoy comfort, security, and independence with care that’s completely funded and insured for life. AND get peace of mind for your children.

    Learn More
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    About Us

    Learn about our team, vision, and mission here at Care@Home for Life.

    Learn More
  • Doug Kneebone

    Co-Founder & General Counsel – In-Home Care for Life (PIC) Model

    Entrepreneur | Business Innovator | Counsel

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  • Doug began his career as a law partner in a major firm in a traditional mergers and acquisitions practice developing innovative finance and corporate governance solutions for a wide variety of clients; completing major transactions in the United States, Canada, Britian Europe and India.

    After 20 years he left his law practice to join an international entrepreneurial technology company as its general counsel and member of its senior executive. After 10 years he left that company to co-found his own boutique investment banking and advisory firm specializing in startup technology companies and innovative solutions.

    During his evolving career path, Doug became acquainted with Eiso Wortelboer and acted as Eiso’s counsel in several commercial transactions before eventually becoming General Counsel to Eiso’s senior care business in California. His experience in the senior care business convinced him that a new model was required to help seniors fulfil their greatest wish – to remain in their own home in comfort and security. This had led Doug to join with Eiso in founding In-Home Care for Life and developing the Care@Home Guarantee.

    • Senior Care Regulation
    • Corporate Finance Structuring
    • Healthcare Operations & Agency Scaling

    To bring a viable stay-at-home product to market that will permit seniors to age at home in dignity, comfort and security.

  • Eiso Wortelboer

    Founder & CEO – In-Home Care for Life (PIC) Model

    Entrepreneur | Healthcare Innovator | Structured Finance Specialist

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  • Entrepreneur and innovator with a unique background combining structured finance, in-home care operations, and senior-care investment models. As Founder and CEO of the In-Home Care For Life (PIC) Model, Eiso is building a U.S.-based platform that merges life annuity real estate (rente viagère) with long-term care insurance — enabling seniors to age at home with dignity while providing investors with sustainable, property-backed returns.

    Drawing on 15 years of experience in structured financial products at De Hoop Finance in Geneva, Switzerland — collaborating with Société Générale and BNP Paribas in Paris — Eiso mastered complex risk structuring and investment engineering. He later applied these skills to healthcare operations in California, operating/owning an agency over the last 10 years and developing innovative models to finance long-term care while aging at home.

    • Structured Finance & Capital Markets
    • Rente Viagère Concept & Long-Term Care Insurance Integration
    • Healthcare Operations & Agency Scaling
    • Tokenized Equity & Debt Raising
    • Cross-Sector Business Innovation
    • Investor Relations & Capital Strategy

    To redefine aging with dignity by making it possible for every senior to remain safely and comfortably in their own home — surrounded by the memories, routines, and independence that give life meaning.

    Through the Care at Home for Life Model, Eiso’s vision is to bring together compassionate care and innovative financial design, so that no one has to choose between quality care and the place they call home.

  • Aurelian Anghelusiu

    Chief Relationship Officer

    Transforming Life-Long Legacies into Dignified Passionate Care Relationships in the World of Viager – Redefining Senior Care Services.

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  • Aurelian Anghelusiu is a seasoned luxury service executive whose career has redefined the art of hospitality across elite hotels, private clubs, and real estate ventures. Now, as Chief Relationship Officer at Care@Home4Life, a forward-thinking firm introducing Rente Viager insurance solutions to the U.S. market, Aurelian brings his mastery of emotional connection, perceptive resonance, and client-for-life philosophy to a sector hungry for trust, elegance, empathy, dignity and human-centered retirement services.

    Fluent in English, German, French, and Romanian, Aurelian is a relationship architect who bridges cultures and generations. With an MBA in Turnaround Management and over 30 years of experience managing $600M+ in real estate and hospitality assets, he has consistently elevated customer loyalty, brand identity, and bottom-line results, through win-win strategies.

    Rooted in the Ritz-Carlton tradition of ‘creating customers for life,’ Aurelian’s leadership ethos is defined by:

    • Perceptive Resonance — anticipating and exceeding client needs before they’re spoken
    • Emotional Intelligence & Trust-Building — especially critical in longevity-based financial products
    • Cultural Sophistication — cultivating belonging in high-touch, values-driven environments
    • Legacy Thinking — turning transactions into lifelong connections and families into communities.

    In an industry where clients seek both security and dignity in their later years, Aurelian curates personalized journeys that honor heritage, passionate and long-term care solutions, while embracing innovation. His role as Chief Relationship Officer includes:

    • Building Long-Term Trust with aging homeowners, their families, and advisors
    • Educating U.S. Markets on the cultural, financial, and emotional value of Rente Viager
    • Translating the Meaning and Age Old Concept of Hospitality into Human-Centered Senior Care Insurance Benefits
    • Championing Ethics, Empathy & Elegance in a product category traditionally underserved, undervalued and misunderstood

    From overseeing staff teams of 450+ to transforming private enterprises into profit powerhouses, Aurelian has turned service into a signature. His leadership has been profiled in BizWeekly and admired by peers as “revolutionary,” “visionary,” and “deeply human.” He now lends that same magic to a company poised to disrupt the U.S. insurance landscape with European wisdom and American heart.

    For more information, please contact here.